About us -

Building the Future of Digital Banking and Payments

MPAY Global Payments is a leading Financial Technology (FinTech) company delivering next-generation banking, payment, and digital commerce solutions that empower banks, financial institutions, governments, merchants, fintechs, and enterprises to thrive in an increasingly digital economy.

With more than a decade of expertise in payment technologies, banking infrastructure, and digital financial services, MPAY has built a reputation for delivering secure, scalable, and innovative technology platforms that enable organizations to modernize operations, accelerate digital transformation, and create exceptional customer experiences.

Our comprehensive portfolio includes Core Banking Platforms, Digital Banking Solutions, Card Management Systems, Merchant Acquiring Platforms, Merchant Terminal Business (MTB) Solutions, ATM Monitoring & Management, Payment Gateways, Utility Bill Payment Platforms, Digital Wallets, White-Label Mobile Banking Applications, QR Payment Solutions, Payment Switching, Fraud Management, Financial Messaging, and Banking-as-a-Service (BaaS) platforms.

Innovation at the Core of Digital Banking and Payments

Innovation drives everything we build. MPAY continuously invests in emerging technologies, including cloud computing, artificial intelligence, machine learning, advanced analytics, API banking, embedded finance, tokenization, digital identity, and cybersecurity, to help customers remain competitive in a rapidly evolving financial landscape.

MPAY’s technology ecosystem is designed around an API-first, cloud-native architecture partner with AWS, Azure, and GCP, enabling financial institutions to launch new products faster, integrate seamlessly with third-party ecosystems, and support millions of secure transactions every day. Whether deployed on-premises, in private cloud, public cloud, or hybrid environments, our platforms provide the flexibility, resilience, and scalability required by modern financial institutions.

Today, MPAY serves banks, payment service providers, fintech companies, telecom operators, government agencies, utility companies, retail enterprises, and large merchant networks across the Middle East, Africa, Asia, and emerging global markets. Our extensive footprint in Merchant Terminal Business (MTB), merchant acquiring infrastructure, ATM monitoring, and enterprise payment services has positioned MPAY as a trusted technology partner for mission-critical financial services

Building a Better Tommorow

Global Reach. Local Expertise.

MPay combines international technology standards with deep regional expertise, enabling financial institutions to navigate local regulatory requirements while leveraging world-class digital banking and payment technologies.

Our solutions are tailored to meet the needs of developed and emerging markets, helping clients accelerate digital transformation while supporting financial inclusion, economic growth, and sustainable innovation.

Garry Martega, Founding Chairman & MD

MPAY Leadership Management Team

Mr. Garry Martega

Founding Chairman & MD

Garry is the Founder, Chairman & MD; his focus on developing new-age digital payment technology products & disruptive payment platforms has transformed MPAY into a million-dollar company. He is passionate about creating high-performance teams and successful businesses globally. In his payments career spanning over 35 years, he has grown this company starting with retail POS and software systems, to design and manage the digital payment systems for nationalized banks, to MPay Global payments now in to banking, MTB, ATM, Bill payments, hosting to white lable mobile APP from East africa, to West, and South Africa, then to UAE, APAC, Americas, and other global locations.

Mr. Daniel Krest

Chief Executive Officer

Daniel is the co-founder and CEO of MPAY; he drives the business at MPAY. He was instrumental in laying the foundations of Mobile MPay in 2007. Daniel was the Managing Director of the state-owned Bank of Ghana, then served as the Director of Epsum Technologies and Zen Global Banking Technologies. Worked with the World Bank for over 10 years in a series of senior assignments, including successive terms as the regional Chief for North America, Africa & APAC region, heading the banking and payments divisions globally. Daniel gained immense exposure to different geographies in the payment space and then launched Mobile MPAY, now MPAY Global Payments. He holds a master’s degree in development economics from Williams College, Massachusetts, U.S.

Mr. Bob Simon

Chief Financial Officer

Bob heads the financial Framework, framing of policies and procedures. Before this, he worked at PricewaterhouseCoopers for 11 years. He brings over 27 years of work experience in the field of finance and accountancy and expertise in tax, compliance, corporate governance, and audit services relating to finance. He also renders a framework on corporate risk management, company law, and expatriate taxation, direct and indirect taxation. He is a qualified CA, a licensed Certified Public Accountant, and a Certified Info Systems Auditor. He holds a degree in economics from London Business School, U.K.

Mr. Deb Gooha

Chief Growth Officer

Deb drives the global growth engines at MPAY: Product, Price, and Revenue. Leads customer success for all existing relationships. Drives the marketing for the global business. Before this, Deb launched UPI Payments, RuPay cards, and IMPS payments in India, served as a business advisor to a big stock trading tech company, a bank, and a martech company, and launched new startup digital aggregation models and applications in India. Was the Co-Founder & COO of a marketing technology and AD tech company. He holds a Master’s degree in Marketing from SBIMT, India, and an Advanced Management degree from the Indian Institute of Management Kozhikode (IIMK), India

Ms. Anna Ramose

Chief Business Officer

Anna drives the business operations for all the payments verticals at MPAY, She has been heading core banking, card issuance, tokenisation and payment acceptance products, POS, MTB, and Bill payment to grow the business across Africa, MENA, APAC, the US, and the Americas. Before this, she was heading the core banking business operations for First National Bank in Africa and the MENA region and has almost 27 years of experience in banking and financial sales and revenue management. She holds a Master of Management (MM from the University of Witwatersrand, Johannesburg, Africa.

Mr. Arvind Rajan

Chief Technology Officer

Arvind is the chief technology officer; he heads the tech and IT business objectives and strategies, selecting and implementing state-of-the-art technology infrastructure to streamline and help optimize the business process. He develops, implements, manages, and evaluates the company’s technological resources to improve the customer experience at MPAY. Before this, he was with Citi Bank U.S as CTO North America. He brings over 20 years of work experience in the field of IT and has worked for various banks across the US and North America. He is an expert in IT & Risk management, digital banking, and governance. He is a graduate of MIT-Madras Institute of Technology, Chennai, India.

Ms. jessi Jones

Chief Human Resource & Admin Officer

Jessi is the human resources and admin head at MPAY. She is instrumental in shaping the human capital for the business as chief HR officer and drives the HR and Admin initiatives globally. Before this, she was with Standard Bank as HR Head, Africa & MENA. She brings over 20 + years of HR experience in banking and Finance business. She holds a master’s in HR from Cape Peninsula University. South Africa. She is also a member of the World HR Congress, representing the Africa chapter globally.Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Mr. Econ Kevane

Chief Product & Innovation Officer

Econ heads the product architecture, design, innovation and development for all Payments products at MPAY from the US, as per the business objectives and strategies, selecting and implementing state-of-the-art payment technology to streamline and help optimize benefits. He designs and customizes payment platforms to improve the customer experience at MPAY. Before this, he was with Atlantic Bank Group as VP of payment products and served in African markets. He brings over 25 years of work experience in the field of payment product development and engineering and has worked for various banks across the African region. He is an MS in Electrical and Computer Engineering from Purdue University US.psum dolor sit amet, co

92% Market

Merchant Terminal - MTB

MTB solutions touch 55 million active merchants in Africa. 92% of the Android POS terminal market share

CBS|9 Banks

Core Banking Solutions

CBS ecosystem handles massive volumes, processing 13.66 billion transactions monthly

32% of Oman

Bill Payment Solutions

Utility bill payment solutions cater to 1724324 ( 1.7 million plus) subscribers in Oman

Operational Geographies

MENA Region – Bahrain (HQ) MENA: Bahrain, Oman, Qatar, Aljeria, Dubai, Sharjah, Egypt & Kuwait
Africa Region – Nairobi (RO): Kenya, Nigeria, Ghana, Tanzania, Zimbabwe, Mali, Uganda, Mozambique, Cameroon, Sudan, Madagascar, Angola, Rwanda, Namibia, Mauritius, Zambia, Botswana & Congo
APAC Region- Jakarta (RO): Indonesia, Bangladesh & Vietnam
Americas – Rio de Janeiro (RO): Brazil, Venezuela & Argentina